Toh Xin Ni

A Flair for Numbers

It would be reasonable to assume that any student who has failed mathematics would have a fear for numbers. This is certainly not the case for Toh Xin Ni. Despite getting miserable grades for this subject during lower secondary, she did not hate numbers and even grew to love them more and more. She studied harder for the subject and eventually scored A1 for A Maths at the G.C.E ‘O’ level examinations.

When she had to choose an elective during secondary three at Swiss Cottage Secondary School, she chose Principles of Accounts because to her it was a more practical choice that could lead to a career.

It was the right choice and she received an A1 for the subject at the ‘O’ levels which gave her all the confidence to apply for the Diploma in Accountancy at SP as her first choice. Her choice of polytechnic was also influenced by her two sisters and four cousins who were SP alumni and they only had good things to say about the institution.

Xin Ni was attached to one of the four big accounting firms, PriceWaterhouseCoopers, for her internship. The exposure gave her a taste of the real working world and she even attended meetings with clients. She was also involved in the operations of SPELL, a retail living lab at Changi Airport where SP students learn about running a business the authentic way.

A memorable experience during her SP journey was the Overseas Immersion Programme in China. She and her team were tasked to research and present a SWOT Analysis to the top management of the Tianjin Eco City - the second flagship government-to-government project between Singapore and China. It was a nerve-wrecking experience for her, then only a 19-year-old polytechnic student. Nevertheless, the team did a good job and they returned with totally fresh perspectives on China and corrected some of the misconceptions they had about the country.

Back at home, Xin Ni was involved in, a grassroots organisation dedicated to promoting racial harmony amongst our youth. She was a facilitator at the Harmonyworks Conference where 1,000 students came together to build understanding on the diversity of race and religion. In addition, she also undertook community service projects for Clementi Community Club and the Lions Club of Singapore.

Xin Ni has been awarded the Nanyang Scholarship to pursue a degree in Accountancy at the Nanyang Technological University. She hopes to work for one of the big four auditing firms in future and save enough money to open a lifestyle café with her close friends. With her diligence for numbers, she can certainly run a business well!


Toh Chin Chye Gold Medal
Institute of Certified Public Accountants of Singapore Gold Medal
Shell Companies In Singapore Prize
AGD Merit Award